CTC Calculator
Calculate your monthly in-hand salary from your annual CTC (Cost to Company). Get a detailed salary breakdown including Basic, HRA, PF, Gratuity, Professional Tax, and Income Tax estimation under both Old and New tax regimes.
Salary Details
Enter your CTC and salary structure details to calculate your monthly in-hand salary.
Monthly In-Hand Salary
₹90,300
Annual: ₹10,83,606
Monthly Gross
Monthly Deductions
Employer Contributions
Taxable Income
₹10,58,712
Annual Tax
₹47,706
Detailed Salary Breakdown
| Component | Monthly (₹) | Annual (₹) |
|---|---|---|
| Earnings | ||
| Basic Salary | 40,000 | 4,80,000 |
| House Rent Allowance | 20,000 | 2,40,000 |
| Special Allowance | 26,276 | 3,15,312 |
| Bonus | 10,000 | 1,20,000 |
| Gross Salary | 96,276 | 11,55,312 |
| Deductions | ||
| Employee PF | −1,800 | −21,600 |
| Employer PF | −1,800 | −21,600 |
| Gratuity | −1,924 | −23,088 |
| Professional Tax | −200 | −2,400 |
| Income Tax (Est.) | −3,976 | −47,706 |
| Net In-Hand Salary | 90,300 | 10,83,606 |
Compare Job Offers
Instantly see the real take-home pay from different CTCs so you can make data-driven career decisions.
Tax Regime Comparison
Switch between Old and New tax regimes to find the option that saves you more money based on your investments.
Complete Salary Breakdown
View every component — Basic, HRA, PF, Gratuity, Tax — in a clear monthly and annual breakdown table.